Find more of my work at


Receive notifications when this site is updated:

Subscribe by e‑mail.

Subscribe by RSS.

List of categories

Exercise #16: Annus Mirabilis

I always said I would make the perfect lottery winner. I would not be one of those assholes who win $37 million and manage to blow through it in two years, then end up on food stamps or something. No, I had a plan. If I ever won the lottery, I would invest the money. I would put some into mutual funds and some into safe stocks, and a little bit into the stocks that are too risky for my retirement fund, but that I’ve always thought about gambling on. And I would set some goals for growth and income. Whatever I managed to earn on my investments, some percentage of it would be reinvested, and I would only draw on the excess income for spending money. And if that meant I had to …more

50/50 Exercise #16: Lucky

I played my usual game in the bank drive-through. I pulled into the lot to get out of the street, but hung back a moment to size up the traffic flow. In Lane One was a late-model Cadillac with a wisp of white hair barely visible above the headrest, followed by a panel truck decorated with cheap magnetic signs for “Hernandez Bros. Electrician.” In Lane Two, a soccer mom waited behind a PT Cruiser. Lane Three started with six or seven construction workers piled into an old Ford pickup, then a pretty blonde in a convertible bimmer. Lane Two seemed like the obvious choice, so it had to be wrong. I flipped a mental coin and nosed my rust-bucket into Lane Three.

From my vantage point at the tail end of Lane Three, …more